\u5408\u80a5\u7f51\u7edc\u63a8\u5e7f\u4e4b\u4e92\u8054\u7f51\u91d1\u878d\u90a3\u4e9b\u4e8b<\/p>\n
\u4e92\u8054\u7f51\u91d1\u878d\u57282015\u5e74\u4ee5\u4e0b\u5c31\u706b\u4e86\uff0c\u4e13\u4e1a\u5408\u80a5\u7f51\u7edc\u63a8\u5e7f\u516c\u53f8\u4f73\u8fbe\u5c0f\u7f16\u8fd1\u671f\u4e5f\u63a5\u89e6\u4e86\u4e0d\u5c11\u5408\u80a5\u4e92\u8054\u7f51\u91d1\u878d\u884c\u4e1a\u7684\u5ba2\u6237\uff0c\u624d\u53d1\u73b0\u81ea\u5df1\u5728\u8fd9\u65b9\u9762\u7684\u77e5\u8bc6\u662f\u5982\u6b64\u532e\u4e4f\uff1b\u4e8e\u662f\u4e0b\u5b9a\u51b3\u5fc3\uff0c\u628a\u4e92\u8054\u7f51\u91d1\u878d\u7684\u77e5\u8bc6\u597d\u597d\u6076\u8865\u4e00\u4e0b\uff1b\u5148\u4ece\u57fa\u7840\u7684\u6982\u5ff5\u5f00\u59cb\u3002<\/p>\n
\u57fa\u7840\u6982\u5ff5\uff1a
\n\u4e92\u8054\u7f51\u91d1\u878d\u662f\u4f20\u7edf\u91d1\u878d\u884c\u4e1a\u4e0e\u4e92\u8054\u7f51\u7cbe\u795e\u76f8\u7ed3\u5408\u7684\u65b0\u5174\u9886\u57df\u3002\u4e92\u8054\u7f51”\u5f00\u653e\u3001\u5e73\u7b49\u3001\u534f\u4f5c\u3001\u5206\u4eab”\u7684\u7cbe\u795e\u5f80\u4f20\u7edf\u91d1\u878d\u4e1a\u6001\u6e17\u900f\uff0c\u5bf9\u4eba\u7c7b\u91d1\u878d\u6a21\u5f0f\u4ea7\u751f\u6839\u672c\u5f71\u54cd\uff0c\u5177\u5907\u4e92\u8054\u7f51\u7cbe\u795e\u7684\u91d1\u878d\u4e1a\u6001\u7edf\u79f0\u4e3a\u4e92\u8054\u7f51\u91d1\u878d\u3002\u4e92\u8054\u7f51\u91d1\u878d\u4e0e\u4f20\u7edf\u91d1\u878d\u7684\u533a\u522b\u4e0d\u4ec5\u4ec5\u5728\u4e8e\u91d1\u878d\u4e1a\u52a1\u6240\u91c7\u7528\u7684\u5a92\u4ecb\u4e0d\u540c\uff0c\u66f4\u91cd\u8981\u7684\u5728\u4e8e\u91d1\u878d\u53c2\u4e0e\u8005\u6df1\u8c19\u4e92\u8054\u7f51\u201c\u5f00\u653e\u3001\u5e73\u7b49\u3001\u534f\u4f5c\u3001\u5206\u4eab\u201d\u7684\u7cbe\u9ad3\uff0c\u901a\u8fc7\u4e92\u8054\u7f51\u3001\u79fb\u52a8\u4e92\u8054\u7f51\u7b49\u5de5\u5177\uff0c\u4f7f\u5f97\u4f20\u7edf\u91d1\u878d\u4e1a\u52a1\u5177\u5907\u900f\u660e\u5ea6\u66f4\u5f3a\u3001\u53c2\u4e0e\u5ea6\u66f4\u9ad8\u3001\u534f\u4f5c\u6027\u66f4\u597d\u3001\u4e2d\u95f4\u6210\u672c\u66f4\u4f4e\u3001\u64cd\u4f5c\u4e0a\u66f4\u4fbf\u6377\u7b49\u4e00\u7cfb\u5217\u7279\u5f81\u3002<\/p>\n
\u4e92\u8054\u7f51\u91d1\u878d\u5e38\u89c1\u7684\u53d1\u5c55\u6a21\u5f0f\uff1a
\n1\uff09P2P\u7f51\u8d37
\nP2P(Peer-to-Peerlending)\uff0c\u5373\u70b9\u5bf9\u70b9\u4fe1\u8d37\u3002P2P\u7f51\u8d37\u662f\u6307\u901a\u8fc7\u7b2c\u4e09\u65b9\u4e92\u8054\u7f51\u5e73\u53f0\u8fdb\u884c\u8d44\u91d1\u501f\u3001\u8d37\u53cc\u65b9\u7684\u5339\u914d\uff0c\u9700\u8981\u501f\u8d37\u7684\u4eba\u7fa4\u53ef\u4ee5\u901a\u8fc7\u7f51\u7ad9\u5e73\u53f0\u5bfb\u627e\u5230\u6709\u51fa\u501f\u80fd\u529b\u5e76\u4e14\u613f\u610f\u57fa\u4e8e\u4e00\u5b9a\u6761\u4ef6\u51fa\u501f\u7684\u4eba\u7fa4\uff0c\u5e2e\u52a9\u8d37\u6b3e\u4eba\u901a\u8fc7\u548c\u5176\u4ed6\u8d37\u6b3e\u4eba\u4e00\u8d77\u5206\u62c5\u4e00\u7b14\u501f\u6b3e\u989d\u5ea6\u6765\u5206\u6563\u98ce\u9669\uff0c\u4e5f\u5e2e\u52a9\u501f\u6b3e\u4eba\u5728\u5145\u5206\u6bd4\u8f83\u7684\u4fe1\u606f\u4e2d\u9009\u62e9\u6709\u5438\u5f15\u529b\u7684\u5229\u7387\u6761\u4ef6\u30022\u79cd\u8fd0\u8425\u6a21\u5f0f\uff0c\u4e00\u662f\u7eaf\u7ebf\u4e0a\u6a21\u5f0f\uff0c\u5176\u7279\u70b9\u662f\u8d44\u91d1\u501f\u8d37\u6d3b\u52a8\u90fd\u901a\u8fc7\u7ebf\u4e0a\u8fdb\u884c\uff0c\u4e0d\u7ed3\u5408\u7ebf\u4e0b\u7684\u5ba1\u6838\u3002\u901a\u5e38\u8fd9\u4e9b\u4f01\u4e1a\u91c7\u53d6\u7684\u5ba1\u6838\u501f\u6b3e\u4eba\u8d44\u8d28\u7684\u63aa\u65bd\u6709\u901a\u8fc7\u89c6\u9891\u8ba4\u8bc1\u3001\u67e5\u770b\u94f6\u884c\u6d41\u6c34\u8d26\u5355\u3001\u8eab\u4efd\u8ba4\u8bc1\u7b49\u3002\u7b2c\u4e8c\u79cd\u662f\u7ebf\u4e0a\u7ebf\u4e0b\u7ed3\u5408\u7684\u6a21\u5f0f\uff0c\u501f\u6b3e\u4eba\u5728\u7ebf\u4e0a\u63d0\u4ea4\u501f\u6b3e\u7533\u8bf7\u540e\uff0c\u5e73\u53f0\u901a\u8fc7\u6240\u5728\u57ce\u5e02\u7684\u4ee3\u7406\u5546\u91c7\u53d6\u5165\u6237\u8c03\u67e5\u7684\u65b9\u5f0f\u5ba1\u6838\u501f\u6b3e\u4eba\u7684\u8d44\u4fe1\u3001\u8fd8\u6b3e\u80fd\u529b\u7b49\u60c5\u51b5\u3002
\n\u767e\u5ea6\u8f93\u5165\u5408\u80a5P2P\u7f51\u8d37\uff0c\u9996\u9875\u524d\u56db\u4e3a\u56db\u5bb6\u4ece\u4e8b\u8be5\u4e1a\u52a1\u7684\u4f01\u4e1a\u7f51\u7ad9\uff0c\u540e\u9762\u516d\u4e2a\u4f4d\u7f6e\u4f9d\u6b21\u5206\u522b\u662f\u5a92\u4f53\u548c\u793e\u533a\u7684\u76f8\u5173\u6587\u7ae0\uff1b\u7528\u6211\u4eec\u4e13\u4e1a\u7684\u5408\u80a5\u7f51\u7ad9\u4f18\u5316\u7684\u89d2\u5ea6\u6765\u8bf4\uff0c\u8fd9\u4e2a\u8bcd\u9996\u9875\u540e\u8fdb\u7684\u4f01\u4e1a\u8fd8\u6709\u7684\u662f\u673a\u4f1a\u3002<\/p>\n
2\uff09\u4f17\u7b79
\n\u4f17\u7b79\u5927\u610f\u4e3a\u5927\u4f17\u7b79\u8d44\u6216\u7fa4\u4f17\u7b79\u8d44\uff0c\u662f\u6307\u7528\u56e2\u8d2d\u9884\u8d2d\u7684\u5f62\u5f0f\uff0c\u5411\u4e92\u8054\u7f51\u91d1\u878d\u7f51\u53cb\u52df\u96c6\u9879\u76ee\u8d44\u91d1\u7684\u6a21\u5f0f\u3002\u672c\u610f\u4f17\u7b79\u662f\u5229\u7528\u4e92\u8054\u7f51\u548cSNS\u4f20\u64ad\u7684\u7279\u6027\uff0c\u8ba9\u521b\u4e1a\u4f01\u4e1a\u3001\u827a\u672f\u5bb6\u6216\u4e2a\u4eba\u5bf9\u516c\u4f17\u5c55\u793a\u4ed6\u4eec\u7684\u521b\u610f\u53ca\u9879\u76ee\uff0c\u4e89\u53d6\u5927\u5bb6\u7684\u5173\u6ce8\u548c\u652f\u6301\uff0c\u8fdb\u800c\u83b7\u5f97\u6240\u9700\u8981\u7684\u8d44\u91d1\u63f4\u52a9\u3002\u4f17\u7b79\u5e73\u53f0\u7684\u8fd0\u4f5c\u6a21\u5f0f\u5927\u540c\u5c0f\u5f02\u2014\u2014\u9700\u8981\u8d44\u91d1\u7684\u4e2a\u4eba\u6216\u56e2\u961f\u5c06\u9879\u76ee\u7b56\u5212\u4ea4\u7ed9\u4f17\u7b79\u5e73\u53f0\uff0c\u7ecf\u8fc7\u76f8\u5173\u5ba1\u6838\u540e\uff0c\u4fbf\u53ef\u4ee5\u5728\u5e73\u53f0\u7684\u7f51\u7ad9\u4e0a\u5efa\u7acb\u5c5e\u4e8e\u81ea\u5df1\u7684\u9875\u9762\uff0c\u7528\u6765\u5411\u516c\u4f17\u4ecb\u7ecd\u9879\u76ee\u60c5\u51b5\u3002
\n\u5f53\u524d\u8fd9\u4e2a\u6982\u5ff5\u662f\u706b\u4e2d\u4e4b\u706b\uff0c\u201c\u70ed\u201d\u5f97\u4e0d\u884c\u3002\u767e\u5ea6\u8f93\u5165\u5408\u80a5\u4f17\u7b79\uff0c\u57fa\u672c\u4e0a\u5168\u90fd\u662f\u5a92\u4f53\u4fe1\u606f\uff0c\u8fd9\u4e2a\u5229\u7528\u6211\u4eec\u7684\u4e91\u65b0\u95fb\u529f\u80fd\uff0c\u53ef\u4ee5\u5feb\u901f\u5b9e\u73b0\u767e\u5ea6\u9996\u9875\u6392\u540d\uff1b\u81f3\u4e8e\u6709\u591a\u5feb\uff0c\u4f60\u6765\u514d\u8d39\u8bd5\u8bd5\u5c31\u77e5\u9053\u4e86\u3002<\/p>\n
3\uff09\u8fd8\u6709\u7b2c\u4e09\u65b9\u652f\u4ed8\u3001\u91d1\u878d\u673a\u6784\u3001\u5927\u6570\u636e\u91d1\u878d\u3001\u6570\u5b57\u8d27\u5e01\u7b49\u53d1\u5c55\u6a21\u5f0f\uff0c\u6211\u4eec\u4e0b\u4e00\u7bc7\u518d\u5206\u4eab\u3002<\/p>\n
\u4f73\u8fbe\u7f51\u7edc\u662f\u4e00\u5bb6\u4e13\u6ce8\u4e8e\u7f51\u7edc\u6574\u5408\u8425\u9500\u79d1\u6280\u7684\u521b\u65b0\u578b\u4f01\u4e1a\uff0c\u516c\u53f8\u8fd0\u7528\u6700\u65b0\u7684\u4e91\u6280\u672f\u4e3a\u5b89\u5fbd\u7269\u8d44\u3001\u4f53\u80b2\u3001\u6c7d\u8f66\u3001\u57f9\u8bad\u3001\u670d\u52a1\u7b49\u4f17\u591a\u884c\u4e1a\u4f01\u4e1a\u5ba2\u6237\u63d0\u4f9b\u4e86\u4f4e\u6210\u672c\u3001\u9ad8\u4ef7\u503c\u7684\u7f51\u7edc\u670d\u52a1\uff0c\u5e76\u83b7\u5f97\u4e86\u5ba2\u6237\u7684\u4e00\u81f4\u597d\u8bc4\u3002\u4e0e\u5ba2\u6237\u5171\u8d62\u3001\u4e0e\u540c\u4ec1\u5171\u8d62\u3001\u4e0e\u4ea7\u4e1a\u94fe\u7684\u5404\u754c\u540c\u4ec1\u5171\u8d62\u662f\u6bcf\u4e00\u4e2a\u4f73\u8fbe\u4eba\u7684\u4fe1\u5ff5\uff0c\u8ba9\u6211\u4eec\u643a\u8d77\u624b\u6765\uff0c\u540c\u521b\u4f73\u7ee9\u3001\u5171\u8fbe\u68a6\u60f3\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"
\u5408\u80a5\u7f51\u7edc\u63a8\u5e7f\u4e4b\u4e92\u8054\u7f51\u91d1\u878d\u90a3\u4e9b\u4e8b \u4e92\u8054\u7f51\u91d1\u878d\u57282015\u5e74\u4ee5\u4e0b\u5c31\u706b\u4e86\uff0c\u4e13\u4e1a\u5408\u80a5\u7f51\u7edc\u63a8\u5e7f\u516c\u53f8\u4f73\u8fbe\u5c0f\u7f16\u8fd1\u671f\u4e5f\u63a5\u89e6\u4e86\u4e0d\u5c11 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[14,5],"tags":[],"_links":{"self":[{"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/posts\/4569"}],"collection":[{"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/comments?post=4569"}],"version-history":[{"count":1,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/posts\/4569\/revisions"}],"predecessor-version":[{"id":4570,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/posts\/4569\/revisions\/4570"}],"wp:attachment":[{"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/media?parent=4569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/categories?post=4569"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.jdwlkj.net\/wp-json\/wp\/v2\/tags?post=4569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}